Programs

In order to meet many different types of needs, my company is approved with several different lenders providing the latest and greatest mortgage products. Working with elite lenders helps me determine quickly first that we can approve your loan, and second, what product might suit your needs best. Once we determine this, I can then make sure to offer you the most competitive price or cost for that loan. My goal is to make certain I have provided you with the best loan approval possible.

Mortgage Products Highlight
First Time Homebuyer Home Improvement Funding
Debt Consolidation 125% 2nd Mortgages
Purchase Bad Credit? Minimal Credit??  No Problem!
No Cost & Low Cost Refinances Conventional, FHA & VA Loans
Home Equity Loans No Qualifying Loans
New Home Loans Property Loans
100% Loan to Value (LTV) Bridge Loans
90% LTV Non-Owner Occupied Home Equity Loans Up To 100%
Low Ratio Loans Conventional, FHA & VA to 103%
JUMBO Loans Balloon Loans
Low Down Payment Loans Buy-down Loans
Adjustable Rate Mortgages (ARM's) For additional information, see below


Specific Products Only Found at Spectrum Financial Group
Flexible Underwriting
Many other Products Available just ask us.
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  We say OK when others say maybe!  Call us now!